Friday, April 25, 2008

Hate the bank, hate the bank, hate the bank

It doesn't seem to matter what we get accomplished, it is not enough. The bank, although extending our Rehab loan, is now giving us a hard time about inspections and engineers drawings, which we do not have and are not required to have in our town for the work we have done. The addition was on the house prior to our purchasing it. If the owners at that time did not get the appropriate permits, it is not our fault and we cannot get them after the fact. We have told the bank that we can cancel the remainder of the rehab and to take it off the principal. But apparently it doesn't work that way. If they cancel the rehab loan we would be responsible to pay the mortgage in full within 30 days. AS IF!!

So now we forge ahead, slamming through our to-do lists in order to get the heating system done, our bedroom walls in, our bathroom done and then get the back deck on. All of this in order to be able to refinance and pay off our mortgage with this bank. This bank has been nothing but a nightmare, our General Contractor a nightmare in the fact that he is W2's dad, and doesn't know what the hell he is talking about, therefore screwing us over time and time again on money and issues with the bank. The two combined are lethal.

Ok. breathe. that's all I can do, right? well, that and swinging a hammer, alot!! (all right that's an exaggeration, we have pneumatic nail guns, but you get the idea!)

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